Sukanya Samriddhi Yojana (SSY) Details & Download Form 2021

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 Sukanya Samriddhi Yojana (SSY) Details & Download Form 2021

Sukanya Samriddhi Yojana (SSY) Details & Download Form 2021, Sukanya Samriddhi Yojana (SSY) is a government-backed savings scheme as part of the “Beti Bachao, Beti Padhao Yojana” for the benefit of the girl child. Parents can open up to two such accounts for girls (they cannot open a third/fourth account, etc. if they have more than two girls). These accounts have a tenure of 21 years or until the girl child marries after the age of 18. ICICI Bank is authorised by Ministry of Finance for offering SSY Accounts. Customers can open the account by submitting account opening documents at any ICICI Bank branch.


Features & Benefits of Sukanya Samriddhi Yojana

Sukanya Samriddhi Yojana (SSY) Details & Download Form 2021

Get more returns than other similar savings scheme Authorised by ministry of finance, it is a Government of India backed savings scheme

Minimum investment - Rs 250; Maximum investment – Rs 1,50,000 in one financial year Triple Tax Benefit - Principal invested, the interest earned as well as the maturity amount is tax free.

Sukanya Samriddhi Yojana (SSY) Details & Download Form 2021

Attractive interest rate of 7.6%, that is fully exempt from tax under section 80C.

Maximum investment of Rs. 1,50,000 can be made in one financial year

If the minimum amount of Rs 1000/- is not deposited in any financial year , a penalty of Rs 50/- will be charged

Deposits in an account can be made till completion of 14 years, from the date of opening of the account

Sukanya Samriddhi Yojana (SSY) Details & Download Form 2021

Know before you invest

Returns: Interest rate of 7.6% per annum

Lock-in period: 21 years from the date of account opening.

The girl child has to be below the age of 10 at the time of account openin

Deposits to be made till completion of 15 years, from the date of opening of the account

Partial withdrawal facility is available after account holder attains 18 years of age

Interest rate is subject to change by the Government of India

Document Lists:

SSY Account Opening Form

Birth Certificate of girl child (mandatory)

Identity proof (as per RBI KYC guidelines)

Residence proof (as per RBI KYC guidelines)

Premature closure of Sukanya Samriddhi Account

Premature closure can only be done by a girl child on attaining the age of 18 years for the purpose of marriage expenses. However, there are some special cases under which the account can be closed and the respective amount can be withdrawn:

Sukanya Samriddhi Yojana (SSY) Details & Download Form 2021

Important Links:

Read in Gujarati this (SSY) Schemes

Download Sukanya Samriddhi Yojana (SSY) Form


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